CMPA assistance program

Physicians who pay more than $1,500 per year in a liability premium are eligible for a rebate. The amount is prorated for locums based on the number of months they practiced in PEI.

The CMPA assistance program reimburses physicians for part of the cost of their liability coverage, which in most cases is provided by CMPA. The amount of the rebate is based on information received from the physician’s insurance provider (CMPA). 

CMPA Refund Formula
As negotiated in the 2017 Master Agreement contract, the formula used to calculate physician liability payment rebates has changed. Beginning in January 2017 rebate payments are based on a new rate.

Old rate:
·       To qualify: Physician must pay a premium of $1,000 or more
New rate (January 2017)
·       To qualify: Physician must pay a premium of $1,500 or more
2017-18 Payment schedule
MSPEI members who are eligible for the CMPA rebate will receive biannual (twice a year) payments. The initial $1,500 premium is deducted from the premiums paid between January to June. If eligible, reimbursements are issued in:
October 2017 (for January to June CMPA coverage)
February 2018 (for July to December CMPA coverage)
If you have questions about your CMPA Insurance, please visit or call 1-800-267-6522.
NOTE: Further changes could be expected
As shared during the contract ratification process, the negotiated government funding for CMPA increased from $600,000 to $675,000. Should costs exceed this amount (i.e. CMPA premium rates increase) the difference will be split between Health PEI (75%) and MSPEI physicians (25%). The MSPEI Physician Programs and Services Committee is meeting to recommend to the Board of Directors how the 25% physician portion will be paid. The committee will be focused on ensuring the distribution of payment is based on fair principles and considers the whole profession. 


Please note, the eligibility for CMPA reimbursement has changed effective January 2017.  Physicians are now required to pay a minimum of $1,500 (vs $1,000) premium before the reimbursement is issued.  

The following categories had their initial $1500 deducted from their January – June statement, in 2017 you will receive one rebate cheque during the July – December rebate cycle.
CMPA # Type of Coverage Yearly
35 Family Medicine-General Practice 2328.00
65 Oncology-Radiation 2220.00
44 Dermatology 2808.00
70 Cardiology 2808.00
59 Oncology Medical 2220.00
55 Nephrology 2808.00
27 Geriatric/Palliative/Physical Medicine 2808.00
31 Clinical Associates and Hospitalists 2328.00
25 Microbiology 1812.00
36 Psychiatry and Addiction Medicine 2808.00
51 Occupational Medicine 1812.00
73 Family Medicine or General Practice 2328.00
The following category is under the $1500 premium required by the physician.

33 Surgery – Assistance 1416.00

If you have questions about your CMPA Insurance, please visit or call 1-800-267-6522.

SEE MASTER AGREEMENT: Article D2, page 56.